University Health Insurance Plan

Overview

What is the difference between basic and extended health care?

  Basic Health Plan Extended Health Plan
Coverage

·         Doctor’s fees

·         Emergency fees

·         Lab tests

·         Dental

·         Vision

·         Prescription

·         Etc.

Provider Canadian Citizens & Permanent Residents: International students who are registered as active in a degree program: Workers: Students:
Government sponsored OHIP University Health Insurance Plan (UHIP) Employer Student Union

What is UHIP?

Medical services in Ontario, including physician fees and emergency visits at a hospital, can be very expensive. UHIP (University Health Insurance Plan) is a mandatory basic coverage plan that helps cover these expenses. Students who must be covered under UHIP include:

  • International students with a valid study permit who are registered as active in a degree program
  • Incoming exchange students
  • Dependent(s), spouse and/or children, of eligible students
  • International Visiting Research Trainees with a valid work permit

Who is eligible for UHIP?

  • Undergraduate and graduate international students who are registered as active in a degree program
  • Domestic students without OHIP (3 month waiting period)
  • Exchange students
  • International Visiting Research Trainees
  • Dependents (spouse and children) of the above eligible members of the plan
  • Short-term researchers who are not employees of the university

What is covered?

UHIP covers up to $1,000,000 CAD per policy year for the cost of eligible medically necessary health services and medical treatments within Canada including:

  • Physician fees
  • One annual eye examination for students under the age of 20 and over the age of 65
  • Emergencies
  • Lab services
  • X-rays

For details regarding your UHIP coverage, please visit: http://uhip.ca/your-coverage.aspx

What is not covered?

UHIP does not cover the following services:

  • Prescription drugs
  • Dental care
  • Vision care
  • Eye examinations for students between the ages of 20 to 65
  • Any services not included in the UHIP policy

Note: You are most likely covered for these services through your student association.

Does UHIP cover me outside Canada?

UHIP covers very minimal expenses outside Canada. Therefore, it is strongly recommended that you purchase travel insurance for the duration of your stay in the other country. Your extended health and dental plan may cover some travel expenses. So, you may also contact your student union for information.

How much does UHIP cost?

The UHIP premium for the 2018/19 academic year is $52 per month per person. (Please note: Premium is subject to change each academic year.)

UHIP Enrollment

How do I enroll in UHIP?

You will be automatically enrolled and charged. Once you are enrolled, you will receive an email with instructions on how to get access to your UHIP card. If you have any questions regarding your UHIP enrollment, please contact us.

UHIP enrollment begins as follows:

Fall Semester Late August
Winter Semester Late December
Summer Semester Late April

Note: It is your responsibility to check your student account and ensure payment of your outstanding balance.

How and when do I pay for UHIP?

Once you are enrolled in UHIP, your UHIP fees will appear on your student account. When you see the charges on your student account, you will be responsible for the outstanding balance. Payment for UHIP fees is made the same way tuition is paid. For more information on how and when to pay, please visit: https://sfs.yorku.ca/fees/your-student-account/how-and-when-to-pay

Note: It is your responsibility to check your student account and ensure payment of your outstanding balance.

How can I enroll my dependents under my UHIP?

One of two scenarios may apply to you:

  • Your dependent(s) have just arrived in Canada and you wish to add them under your UHIP coverage:
    • In this case, you are required to come in to York International during the UHIP drop-in hours along with your dependent(s)’ passports and permits (study, work or visitor)
    • You must come in to York International within 30 days of your dependent(s)’ arrival in Canada otherwise a late fee of $500 will apply
  • Your dependent(s) were covered under your UHIP last year and you wish to renew their coverage:
    • In this case, you are required to fill out an application form and either send it to us via email or drop it off in person. The application form can be found here
    • Note: UHIP coverage must be continuous. If there is a gap in coverage, the application form will be the same as new dependent(s)

When does my UHIP coverage begin?

Eligible undergraduate and graduate international students:

  • Fall start: September 1 – August 31 (12 months)
  • Winter start: January 1 – August 31 (8 months)
  • Summer start: May 1 – August 31 (4 months)

Note: If you are an eligible international student, you are also covered for up to 20 days (depending on the day you arrive in Canada) prior to the effective date of your coverage. Please see examples below:

  • Effective date – September 1
    • Arrival in Canada – August 5
    • Start of UHIP coverage – August 10 (You will need to purchase private insurance for August 5th to August 10th)
  • Effective date – September 1
    • Arrival in Canada: August 15
    • Start of UHIP coverage – August 15
  • Effective date – January 1
    • Arrival in Canada – December 3
    • Start of UHIP coverage – December 10 (You will need to purchase private insurance for December 3rd to December 10th)

Dependents (spouse and children) of the above eligible members of the plan:

  • New dependents: UHIP coverage begins on the date of the dependent(s)’ arrival
  • Renewed dependents: UHIP coverage must be continuous. Therefore, coverage start must be September 1st

Can I be covered under UHIP if I take a leave of absence?

To be covered under UHIP during your leave of absence, an approval must be granted at least one month prior to taking the leave of absence. Therefore, you are required to contact the UHIP Administrator at least one month prior to taking the leave.

Your UHIP coverage may be continued for a maximum of four months per academic year. For a maternity or paternity leave of absence, your UHIP coverage may be continued for a maximum of 12 months.

Can I extend my UHIP coverage after graduation?

You may be able to extend your UHIP coverage depending on when you graduate.

  • October Convocation: You are eligible to extend your UHIP coverage only once for up to 4 months (Sept-Dec). You will need to visit us at York International to apply for an extension.
  • June Convocation: You are not eligible to extend your UHIP coverage. However, if your coverage card expires on August 31st, your coverage will remain valid until that date.

UHIP Card

How do I get my UHIP card?

One of the following scenarios may apply to you:

  • Your UHIP card will be emailed to your my.yorku email address.
  • If do not receive an email at your my.yorku email address, you will be emailed instructions at your personal email address from York International on how to register and access your UHIP card. Please read and follow these instructions very carefully. This will give you an access ID and password so that you may access your UHIP card at any time.
  • If you did not receive any emails from York International regarding your UHIP a few weeks after you start your classes, please contact us

You should print your UHIP card and keep it with you at all times, in case of an emergency.

I am unable to access my mysunlife.ca account. How can I get access to my UHIP card?

If your account gets suspended of you are having technical difficulties and are unable to log onto your mysunlife.ca account, you must contact Sun Life at 1-866-500-8447.

What does the UHIP card look like?

Please note the UHIP card is not an actual card, it is a copy of your proof of coverage. A sample of the UHIP proof of coverage is shown here

How do I use my UHIP card?

You need to present a paper copy of your UHIP card when you go see a doctor at a clinic or hospital. Please note that even if you have a card, some clinics do not accept UHIP card and you will have to pay upfront and file a claim. For a list of clinics that accept UHIP, please see the question below.

Which clinics will accept the UHIP card?

A preferred provider network is available to you for a list of clinics, hospitals and labs that accept the UHIP card. This list can be found here: https://www.sunlife.ca/studenthealth/

A list of clinics, hospitals and labs nearest to the Keele campus can be found here

A list of clinics, hospitals and labs nearest to the Glendon campus can be found here

UHIP Claims

I didn’t visit a preferred provider. How do I get reimbursed?

If you did not visit a preferred provider (clinic/hospital), you will have to pay the clinic/hospital and file a claim with Sun Life in order to get reimbursed. You will need to have them fill out part of the claim form, so make sure you take the form with you before you visit. The claim form can be found here You may also come in to York International to pick up a form.

For more information on how to file a claim, please visit http://uhip.ca/make-a-claim.aspx

Note: Sun Life will assess your receipts and reimburse up to 125% of the OHIP procedure code. Depending on how much the clinic/hospital charges you, there may be some out-of-pocket costs. Therefore, it is recommended that you visit a preferred provider to avoid these costs (please see the UHIP card section for a list of preferred providers).

UHIP Refunds

Am I eligible for a refund of UHIP premiums?

You are eligible for a refund for one of the following reasons:

  • You withdrew from your program before March 1st
  • You completed your program and will have your convocation in February and notify UHIP Administrator before March 1st
  • Your dependent(s) have left Canada before March 1st
  • You have been granted a UHIP exemption before July 31st
  • Your status has changed and are now eligible for OHIP before July 31st

How can I get a refund for one of the above reasons?

You must submit your refund request along with the appropriate documents (ex. Copy of OHIP card) as soon possible in order to receive the maximum eligible refund. Refunds are calculated starting the 1st of the following month that you notify the administrator. Please see examples of refund calculations below:

  • Your UHIP became effective September 1st and you become eligible for OHIP on October 20th. You send the refund request with a copy of your OHIP card on October 25th. You are eligible for a refund of UHIP premiums from November 1st onwards.
  • Your UHIP became effective January 1st and you become eligible for OHIP on April 22nd. You send an email to the UHIP office with a copy of your OHIP card on May 2nd. You are eligible for a refund of UHIP premiums from June 1st onwards.
  • You are enrolled in UHIP from September 1st to August 31st. You will graduate at the end of June and are requesting a refund for July and August. No refund is applicable as refunds are not available for the scheduled breaks between terms.
  • You are enrolled in UHIP from September 1st to August 31st and have been approved for a UHIP exemption. You send the refund request on October 16th.  You filed a UHIP claim which was paid out on October 8th. The refund amount is calculated from November to August and UHIP coverage is terminated as of October 9th.
  • You are enrolled from September 1st to August 31st and withdraw from your program on January 16th. You submit your refund on March 25th. No refund is applicable as the request was received after March 1st and is not eligible.

I have my own insurance and do not need UHIP. Can I get a refund?

UHIP is mandatory for those who are eligible. To be exempted from UHIP, Sun Life must approve an exemption.

For information regarding UHIP exemption, please visit: http://uhip.ca/all-about-uhip.aspx#seven

Overview

What is the difference between basic and extended health care?

  Basic Health Plan Extended Health Plan
Coverage

·         Doctor’s fees

·         Emergency fees

·         Lab tests

·         Dental

·         Vision

·         Prescription

·         Etc.

Provider Canadian Citizens & Permanent Residents: International students who are registered as active in a degree program: Workers: Students:
Government sponsored OHIP University Health Insurance Plan (UHIP) Employer Student Union

What is UHIP?

Medical services in Ontario, including physician fees and emergency visits at a hospital, can be very expensive. UHIP (University Health Insurance Plan) is a mandatory basic coverage plan that helps cover these expenses. Students who must be covered under UHIP include:

  • International students with a valid study permit who are registered as active in a degree program
  • Incoming exchange students
  • Dependent(s), spouse and/or children, of eligible students
  • International Visiting Research Trainees with a valid work permit

Who is eligible for UHIP?

  • Undergraduate and graduate international students who are registered as active in a degree program
  • Domestic students without OHIP (3 month waiting period)
  • Exchange students
  • International Visiting Research Trainees
  • Dependents (spouse and children) of the above eligible members of the plan
  • Short-term researchers who are not employees of the university

What is covered?

UHIP covers up to $1,000,000 CAD per policy year for the cost of eligible medically necessary health services and medical treatments within Canada including:

  • Physician fees
  • One annual eye examination for students under the age of 20 and over the age of 65
  • Emergencies
  • Lab services
  • X-rays

For details regarding your UHIP coverage, please visit: http://uhip.ca/your-coverage.aspx

What is not covered?

UHIP does not cover the following services:

  • Prescription drugs
  • Dental care
  • Vision care
  • Eye examinations for students between the ages of 20 to 65
  • Any services not included in the UHIP policy

Note: You may be eligible to be opted into the extended health and dental plan through your student union. For their contact information, please visit the York Federation of Students (YFS) website: http://www.yfs.ca/health-and-dental/

Does UHIP cover me outside Canada?

UHIP covers very minimal expenses outside Canada. Therefore, it is strongly recommended that you purchase travel insurance for the duration of your stay in the other country. Your extended health and dental plan may cover some travel expenses. So, you may also contact your student union for information.

How much does UHIP cost?

The UHIP premium for the 2018/19 academic year is $52 per month per person. (Please note: Premium is subject to change each academic year.)

UHIP Enrollment

How do I enroll in UHIP?

You will be automatically enrolled and charged. Once you are enrolled, you will receive an email with instructions on how to get access to your UHIP card. If you have any questions regarding your UHIP enrollment, please contact us

Note: It is your responsibility to check your student account and ensure payment of your outstanding balance.

How and when do I pay for UHIP?

Once you are enrolled in UHIP, your UHIP fees will appear on your student account. When you see the charges on your student account, you will be responsible for the outstanding balance. Payment for UHIP fees is made the same way tuition is paid. For more information on how and when to pay, please visit: https://sfs.yorku.ca/fees/your-student-account/how-and-when-to-pay

Note: It is your responsibility to check your student account and ensure payment of your outstanding balance.

How can I enroll my dependents under my UHIP?

One of two scenarios may apply to you:

  • Your dependent(s) have just arrived in Canada and you wish to add them under your UHIP coverage:
    • In this case, you are required to come in to York International during the UHIP drop-in hours along with your dependent(s)’ passports and permits (study, work or visitor)
    • You must come in to York International within 30 days of your dependent(s)’ arrival in Canada otherwise a late fee of $500 will apply
  • Your dependent(s) were covered under your UHIP last year and you wish to renew their coverage:
    • In this case, you are required to fill out an application form and either send it to us via email or drop it off in person. The application form can be found here
    • Note: UHIP coverage must be continuous. If there is a gap in coverage, the application form will be the same as new dependent(s)

When does my UHIP coverage begin?

Exchange students:

  • Fall only: September 1 – December 31 (4 months)
  • Winter only: January 1 – April 30 (4 months)
  • Fall and Winter: September 1 – April 30 (8 months)

Note: If you are an eligible exchange student, you are also covered for up to 20 days (depending on the day you arrive in Canada) prior to the effective date of your coverage. Please see examples below:

  • Effective date – September 1
    • Arrival in Canada – August 5
    • Start of UHIP coverage – August 10 (You will need to purchase private insurance for August 5th to August 10th)
  • Effective date – September 1
    • Arrival in Canada: August 15
    • Start of UHIP coverage – August 15
  • Effective date – January 1
    • Arrival in Canada – December 3
    • Start of UHIP coverage – December 10 (You will need to purchase private insurance for December 3rd to December 10th)

Dependents (spouse and children) of the above eligible members of the plan:

  • New dependents: UHIP coverage begins on the date of the dependent(s)’ arrival
  • Renewed dependents: UHIP coverage must be continuous. Therefore, coverage start must be September 1st

Can I be covered under UHIP if I take a leave of absence?

To be covered under UHIP during your leave of absence, an approval must be granted at least one month prior to taking the leave of absence. Therefore, you are required to contact the UHIP Administrator at least one month prior to taking the leave.

Your UHIP coverage may be continued for a maximum of four months per academic year. For a maternity or paternity leave of absence, your UHIP coverage may be continued for a maximum of 12 months.

Can I extend my UHIP coverage after graduation?

You may be able to extend your UHIP coverage depending on when you graduate.

  • October Convocation: You are eligible to extend your UHIP coverage only once for up to 4 months (Sept-Dec). You will need to visit us at York International to apply for an extension.
  • June Convocation: You are not eligible to extend your UHIP coverage. However, if your coverage card expires on August 31st, your coverage will remain valid until that date.

UHIP Card

How do I get my UHIP card?

One of the following scenarios may apply to you:

  • Your UHIP card will be emailed to your my.yorku email address.
  • If do not receive an email at your my.yorku email address, you will be emailed instructions at your personal email address from York International on how to register and access your UHIP card. Please read and follow these instructions very carefully. This will give you an access ID and password so that you may access your UHIP card at any time.
  • If you did not receive any emails from York International regarding your UHIP a few weeks after you start your classes, please contact us

You should print your UHIP card and keep it with you at all times, in case of an emergency.

I am unable to access my mysunlife.ca account. How can I get access to my UHIP card?

If your account gets suspended of you are having technical difficulties and are unable to log onto your mysunlife.ca account, you must contact Sun Life at 1-866-500-8447.

What does the UHIP card look like?

Please note the UHIP card is not an actual card, it is a copy of your proof of coverage. A sample of the UHIP proof of coverage is shown here

How do I use my UHIP card?

You need to present a paper copy of your UHIP card when you go see a doctor at a clinic or hospital. Please note that even if you have a card, some clinics do not accept UHIP card and you will have to pay upfront and file a claim. For a list of clinics that accept UHIP, please see the question below.

Which clinics will accept the UHIP card?

A preferred provider network is available to you for a list of clinics, hospitals and labs that accept the UHIP card. This list can be found here: https://www.sunlife.ca/studenthealth/

A list of clinics, hospitals and labs nearest to the Keele campus can be found here

A list of clinics, hospitals and labs nearest to the Glendon campus can be found here

UHIP Claims

I didn’t visit a preferred provider. How do I get reimbursed?

If you did not visit a preferred provider (clinic/hospital), you will have to pay the clinic/hospital and file a claim with Sun Life in order to get reimbursed. You will need to have them fill out part of the claim form, so make sure you take the form with you before you visit. The claim form can be found here You may also come in to York International to pick up a form.

For more information on how to file a claim, please visit http://uhip.ca/make-a-claim.aspx

Note: Sun Life will assess your receipts and reimburse up to 125% of the OHIP procedure code. Depending on how much the clinic/hospital charges you, there may be some out-of-pocket costs. Therefore, it is recommended that you visit a preferred provider to avoid these costs (please see the UHIP card section for a list of preferred providers).

UHIP Refunds

Am I eligible for a refund of UHIP premiums?

You are eligible for a refund for one of the following reasons:

  • You withdrew from your program before March 1st
  • Your dependent(s) have left Canada before March 1st
  • You have been granted a UHIP exemption before July 31st
  • Your status has changed and are now eligible for OHIP before July 31st

How can I get a refund for one of the above reasons?

You must submit your refund request along with the appropriate documents (ex. Copy of OHIP card) as soon possible in order to receive the maximum eligible refund. Refunds are calculated starting the 1st of the following month that you notify the administrator. Please see examples of refund calculations below:

  • Your UHIP became effective September 1st and you become eligible for OHIP on October 20th. You send the refund request with a copy of your OHIP card on October 25th. You are eligible for a refund of UHIP premiums from November 1st onwards.
  • Your UHIP became effective January 1st and you become eligible for OHIP on April 22nd. You send an email to the UHIP office with a copy of your OHIP card on May 2nd. You are eligible for a refund of UHIP premiums from June 1st onwards.
  • You are enrolled in UHIP from September 1st to August 31st and have been approved for a UHIP exemption. You send the refund request on October 16th.  You filed a UHIP claim which was paid out on October 8th. The refund amount is calculated from November to August and UHIP coverage is terminated as of October 9th.

I have my own insurance and do not need UHIP. Can I get a refund?

UHIP is mandatory for those who are eligible. To be exempted from UHIP, Sun Life must approve an exemption.

For information regarding UHIP exemption, please visit: http://uhip.ca/all-about-uhip.aspx#seven

Overview

What is the difference between basic and extended health care?

  Basic Health Plan Extended Health Plan
Coverage

·         Doctor’s fees

·         Emergency fees

·         Lab tests

·         Dental

·         Vision

·         Prescription

·         Etc.

Provider Canadian Citizens & Permanent Residents: International students who are registered as active in a degree program: Workers: Students:
Government sponsored OHIP University Health Insurance Plan (UHIP) Employer Student Union

What is UHIP?

Medical services in Ontario, including physician fees and emergency visits at a hospital, can be very expensive. UHIP (University Health Insurance Plan) is a mandatory basic coverage plan that helps cover these expenses. Students who must be covered under UHIP include:

  • International students with a valid study permit who are registered as active in a degree program
  • Incoming exchange students
  • Dependent(s), spouse and/or children, of eligible students
  • International Visiting Research Trainees with a valid work permit

Who is eligible for UHIP?

  • Undergraduate and graduate international students who are registered as active in a degree program
  • Domestic students without OHIP (3 month waiting period)
  • Exchange students
  • International Visiting Research Trainees
  • Dependents (spouse and children) of the above eligible members of the plan
  • Short-term researchers who are not employees of the university

What is covered?

UHIP covers up to $1,000,000 CAD per policy year for the cost of eligible medically necessary health services and medical treatments within Canada including:

  • Physician fees
  • One annual eye examination for students under the age of 20 and over the age of 65
  • Emergencies
  • Lab services
  • X-rays

For details regarding your UHIP coverage, please visit: http://uhip.ca/your-coverage.aspx

What is not covered?

UHIP does not cover the following services:

  • Prescription drugs
  • Dental care
  • Vision care
  • Eye examinations for students between the ages of 20 to 65
  • Any services not included in the UHIP policy

Does UHIP cover me outside Canada?

UHIP covers very minimal expenses outside Canada. Therefore, it is strongly recommended that you purchase travel insurance for the duration of your stay in the other country.

How much does UHIP cost?

The UHIP premium for the 2018/19 academic year is $52 per month per person. (Please note: Premium is subject to change each academic year.)

UHIP Enrollment

How do I enroll in UHIP?

You will need to come in to York International during the UHIP drop-in hours along your invitation letter, offer letter, and work permit to apply.

How and when do I pay for UHIP?

Once you are enrolled in UHIP, your UHIP fees will appear on your student account. When you see the charges on your student account, you will be responsible for the outstanding balance. Payment for UHIP fees is made the same way tuition is paid. For more information on how and when to pay, please visit: https://sfs.yorku.ca/fees/your-student-account/how-and-when-to-pay

Note: It is your responsibility to check your student account and ensure payment of your outstanding balance.

How can I enroll my dependents under my UHIP?

One of two scenarios may apply to you:

  • Your dependent(s) have just arrived in Canada and you wish to add them under your UHIP coverage:
    • In this case, you are required to come in to York International during the UHIP drop-in hours along with your dependent(s)’ passports and permits (study, work or visitor)
    • You must come in to York International within 30 days of your dependent(s)’ arrival in Canada otherwise a late fee of $500 will apply
  • Your dependent(s) were covered under your UHIP last year and you wish to renew their coverage:
    • In this case, you are required to fill out an application form and either send it to us via email or drop it off in person. The application form can be found here
    • Note: UHIP coverage must be continuous. If there is a gap in coverage, the application form will be the same as new dependent(s)

When does my UHIP coverage begin?

International visiting research trainees:

Visiting scholars: UHIP coverage begins the date of your arrival in Canada. The expiry of your UHIP card depends on the length of your work permit:

  • If your work permit is less than 6 months, your UHIP ends on the last day of the month in which you finish your research.
  • If your work permit is more than 6 months, your UHIP ends after 3 months. This is because after the 3-month waiting period, you will most likely become eligible for OHIP (Ontario Health Insurance Plan). For more information regarding OHIP, please visit: https://www.ontario.ca/page/apply-ohip-and-get-health-card

Dependents (spouse and children) of the above eligible members of the plan: UHIP coverage begins on the date of the dependent(s)’ arrival

UHIP Card

How do I get my UHIP card?

Once you apply, your UHIP card will be emailed to you by the UHIP Administrator.

You should print your UHIP card and keep it with you at all times, in case of an emergency.

I am unable to access my mysunlife.ca account. How can I get access to my UHIP card?

If your account gets suspended of you are having technical difficulties and are unable to log onto your mysunlife.ca account, you must contact Sun Life at 1-866-500-8447.

What does the UHIP card look like?

Please note the UHIP card is not an actual card, it is a copy of your proof of coverage. A sample of the UHIP proof of coverage is shown here

How do I use my UHIP card?

You need to present a paper copy of your UHIP card when you go see a doctor at a clinic or hospital. Please note that even if you have a card, some clinics do not accept UHIP card and you will have to pay upfront and file a claim.

Which clinics will accept the UHIP card?

A preferred provider network is available to you for a list of clinics, hospitals and labs that accept the UHIP card. This list can be found here: https://www.sunlife.ca/studenthealth/

A list of clinics, hospitals and labs nearest to the Keele campus can be found here

A list of clinics, hospitals and labs nearest to the Glendon campus can be found here

UHIP Claims

I didn’t visit a preferred provider. How do I get reimbursed?

If you did not visit a preferred provider (clinic/hospital), you will have to pay the clinic/hospital and file a claim with Sun Life in order to get reimbursed. You will need to have them fill out part of the claim form, so make sure you take the form with you before you visit. The claim for can be found here You may also come in to York International to pick up a form.

For more information on how to file a claim, please visit http://uhip.ca/make-a-claim.aspx

Note: Sun Life will assess your receipts and reimburse up to 125% of the OHIP procedure code. Depending on how much the clinic/hospital charges you, there may be some out-of-pocket costs. Therefore, it is recommended that you visit a preferred provider to avoid these costs (please see the UHIP card section for a list of preferred providers).

Overview

What is the difference between basic and extended health care?

  Basic Health Plan Extended Health Plan
Coverage

·         Doctor’s fees

·         Emergency fees

·         Lab tests

·         Dental

·         Vision

·         Prescription

·         Etc.

Provider Canadian Citizens & Permanent Residents: International students who are registered as active in a degree program: Workers: Students:
Government sponsored OHIP University Health Insurance Plan (UHIP) Employer Student Union

What is UHIP?

Medical services in Ontario, including physician fees and emergency visits at a hospital, can be very expensive. UHIP (University Health Insurance Plan) is a mandatory basic coverage plan that helps cover these expenses. Students who must be covered under UHIP include:

  • International students with a valid study permit who are registered as active in a degree program
  • Incoming exchange students
  • Dependent(s), spouse and/or children, of eligible students
  • International Visiting Research Trainees with a valid work permit

Who is eligible for UHIP?

  • Undergraduate and graduate international students who are registered as active in a degree program
  • Domestic students without OHIP (3 month waiting period)
  • Exchange students
  • International Visiting Research Trainees
  • Dependents (spouse and children) of the above eligible members of the plan
  • Short-term researchers who are not employees of the university

What is covered?

UHIP covers up to $1,000,000 CAD per policy year for the cost of eligible medically necessary health services and medical treatments within Canada including:

  • Physician fees
  • One annual eye examination for students under the age of 20 and over the age of 65
  • Emergencies
  • Lab services
  • X-rays

For details regarding your UHIP coverage, please visit: http://uhip.ca/your-coverage.aspx

What is not covered?

UHIP does not cover the following services:

  • Prescription drugs
  • Dental care
  • Vision care
  • Eye examinations for students between the ages of 20 to 65
  • Any services not included in the UHIP policy

Does UHIP cover me outside Canada?

UHIP covers very minimal expenses outside Canada. Therefore, it is strongly recommended that you purchase travel insurance for the duration of your stay in the other country.

How much does UHIP cost?

The UHIP premium for the 2018/19 academic year is $52 per month per person. (Please note: Premium is subject to change each academic year.)

UHIP Enrollment

How do I enroll in UHIP?

You will need to come in to York International during the UHIP drop-in hours along your invitation letter, offer letter, and work permit to apply.

How and when do I pay for UHIP?

Once you are enrolled in UHIP, your UHIP fees will appear on your student account. When you see the charges on your student account, you will be responsible for the outstanding balance. Payment for UHIP fees is made the same way tuition is paid. For more information on how and when to pay, please visit: https://sfs.yorku.ca/fees/your-student-account/how-and-when-to-pay

Note: It is your responsibility to check your student account and ensure payment of your outstanding balance.

How can I enroll my dependents under my UHIP?

One of two scenarios may apply to you:

  • Your dependent(s) have just arrived in Canada and you wish to add them under your UHIP coverage:
    • In this case, you are required to come in to York International during the UHIP drop-in hours along with your dependent(s)’ passports and permits (study, work or visitor)
    • You must come in to York International within 30 days of your dependent(s)’ arrival in Canada otherwise a late fee of $500 will apply
  • Your dependent(s) were covered under your UHIP last year and you wish to renew their coverage:
    • In this case, you are required to fill out an application form and either send it to us via email or drop it off in person. The application form can be found here
    • Note: UHIP coverage must be continuous. If there is a gap in coverage, the application form will be the same as new dependent(s)

When does my UHIP coverage begin?

Visiting scholars: UHIP coverage begins the date of your arrival in Canada. The expiry of your UHIP card depends on the length of your work permit:

  • If your work permit is less than 6 months, your UHIP ends on the last day of the month in which you finish your research.
  • If your work permit is more than 6 months, your UHIP ends after 3 months. This is because after the 3-month waiting period, you will most likely become eligible for OHIP (Ontario Health Insurance Plan). For more information regarding OHIP, please visit: https://www.ontario.ca/page/apply-ohip-and-get-health-card

Dependents (spouse and children) of the above eligible members of the plan: UHIP coverage begins on the date of the dependent(s)’ arrival

UHIP Card

How do I get my UHIP card?

Once you apply, your UHIP card will be emailed to you by the UHIP Administrator.

You should print your UHIP card and keep it with you at all times, in case of an emergency.

I am unable to access my mysunlife.ca account. How can I get access to my UHIP card?

If your account gets suspended of you are having technical difficulties and are unable to log onto your mysunlife.ca account, you must contact Sun Life at 1-866-500-8447.

What does the UHIP card look like?

Please note the UHIP card is not an actual card, it is a copy of your proof of coverage. A sample of the UHIP proof of coverage is shown here

How do I use my UHIP card?

You need to present a paper copy of your UHIP card when you go see a doctor at a clinic or hospital. Please note that even if you have a card, some clinics do not accept UHIP card and you will have to pay upfront and file a claim.

Which clinics will accept the UHIP card?

A preferred provider network is available to you for a list of clinics, hospitals and labs that accept the UHIP card. This list can be found here: https://www.sunlife.ca/studenthealth/

A list of clinics, hospitals and labs nearest to the Keele campus can be found here

A list of clinics, hospitals and labs nearest to the Glendon campus can be found here

UHIP Claims

I didn’t visit a preferred provider. How do I get reimbursed?

If you did not visit a preferred provider (clinic/hospital), you will have to pay the clinic/hospital and file a claim with Sun Life in order to get reimbursed. You will need to have them fill out part of the claim form, so make sure you take the form with you before you visit. The claim for can be found here You may also come in to York International to pick up a form.

For more information on how to file a claim, please visit http://uhip.ca/make-a-claim.aspx

Note: Sun Life will assess your receipts and reimburse up to 125% of the OHIP procedure code. Depending on how much the clinic/hospital charges you, there may be some out-of-pocket costs. Therefore, it is recommended that you visit a preferred provider to avoid these costs (please see the UHIP card section for a list of preferred providers).

For Further Information

Email: uhip@yorku.ca

Note: always include your student number when emailing us.

In-person: UHIP drop-in hours:
Tuesdays between 1pm-4pm
Thursdays between 9am-12pm

Note: drop in hours are subject to change under special circumstances.
We encourage you to give us a call to confirm the drop-in hours before you visit us.

Phone: 416-736-5177

Contact Form